Take 10 Minutes to begin with With ROOFING CONTRACTOR

There is no such thing as being over protective with regards to your home as well as your finances. There are plenty of roofing contractors out there which are willing to bend the guidelines to simplify things for themselves, resulting in problems for you as well as your roof. Even honest contractors make mistakes every occasionally. That’s why it is important to know these 4 simple methods to protect yourself when choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your own roof. One of their employees decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your property.

Solution: Roofers Compensation is really a type of insurance covering roofing injuries. In case a roofing contractor has workers compensation, any injured employees are entitled to recover expenses for hospital bills and being unemployed. Make sure that your roofing contractor has workers compensation so you are saved the trouble and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an unexpected storm. Water seeps into your house and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the interior of your building. You end up paying to fix the damages yourself.

Solution: If damage occurs to your house or building this is the fault of a roofing contractor, you intend to be sure they will have good liability insurance. This can cover anything from broken windows to damaged interiors as stated in the situation above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it is almost like there is absolutely no coverage at all. Search for coverage that doesn’t exclude water damage resulting from leaving a roof open.

Business License
Problem: You hire a fresh roofing company to focus on your roof. A couple of months later you notice a leak. You try to contact the company, but can’t find their information. You make an effort to look them up by their business license and you find that there is never a small business license issued for that company. You’re forced to pay for the repairs yourself.

Solution: Check ahead of time that your roofing contractor has a business license. If they don’t have a license, it could be a sign that they don’t know what they are doing. energy-saving roofs could easily disappear or go out of business.

In hawaii of Utah, your roofing company must have a shingle license and a general roofing license to install a pitched roof. A set roof installation only takes a general roofing license.

An over-all contractor is legally in a position to install a roof with out a roofing license if they have an over-all contractor license. However, there have been lots of cases of contractors branching out and installing roofs themselves when they lack the correct training. This causes problems for building owners along with home owners. It is ideal for a general contractor to get a roofing license besides their general contractors license.

In Utah, the number for an over-all roofing licence is S280. The general contractors license is B100.

If your roofing contractor is in the middle of working on your roof and you find that they have given fraudulent business license information, (in Utah) you have the option to terminate their service right away. You are not required to pay anything to the contractor since they were operating illegally. You can then find a qualified contractor to fix your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you pay the contractor. However, a couple weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your own roof. You discover that your contractor did not pay his supplier and that you will be now responsible for that payment. This has happened and can happen to you.

Solution: Make sure you request a lien waiver when the job is completed and before you pay. A lien waiver simply states that if the contractor does not make his payments to a supplier or employees, you aren’t responsible to cover them. It really is ultimately in place to safeguard the home or building owner from paying twice. In the event that you receive the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.